Compare Data Loans

Side-by-side comparison of all Indian telecom providers' data loan services.

Last updated: 2 November 2026

Airtel

Simple USSD code, works instantly

Jio

Up to 5GB via MyJio app

1GB free twice/month (Hero plans)

BSNL

Cheapest at ₹10-20

Feature	AAirtel	JJio	VVi	BBSNL
Max Data Loan	1GB	5GB (5×1GB)	1GB	500MB
USSD Available	Yes (5673#)	No	Yes (1993#)	Yes (5117#)
App Method	Airtel Thanks	MyJio (Required)	Vi App	Limited
Approx Cost	₹25-30	₹15/GB	₹20-25	₹10-20
Repayment	Auto-deduct	Manual	Auto-deduct	Auto-deduct
Eligibility	90+ days active	Active plan	Active user	Varies by circle
Validity	1 day	Plan validity	1 day	1-3 days
Free Data Option	No	No	Yes (Hero)	No

🏆 Best Overall

Airtel offers the best balance of simplicity and reliability. The USSD code *567*3# works instantly without needing internet.

Jio offers up to 5GB through the MyJio app (5 × 1GB vouchers). Requires app but has the highest data limit.

Vi Hero Unlimited plan users can claim 1GB free data twice a month by calling 121249. The only truly free option.

BSNL offers the cheapest data loans at ₹10-20 but availability varies by telecom circle (state).

Choose Airtel if: You want the simplest method that works without internet. Dial *567*3# and you're done.

Choose Jio if: You need more data (up to 5GB) and have WiFi access to use the MyJio app.

Choose Vi if: You're on a Hero Unlimited plan and want free data twice a month.

Choose BSNL if: You're in a supported circle and want the cheapest option available.

No, data loan is specific to your SIM provider. Airtel users can only get Airtel data loans.

Jio doesn't offer USSD - you must use the MyJio app. All other providers offer USSD codes.

No, data loan is only for prepaid users. Postpaid users have automatic billing.