Data Loan Eligibility Requirements (2026)

Before you can get a data loan, you must meet certain criteria. Here's what each provider requires in 2026.

General Requirements (All Providers)

✅ctive prepaid connection

✅o outstanding dues

✅inimum account age (usually 90 days)

✅ecent recharge activity

90+ days old account

At least one recharge in last 30 days

Clear previous data loan first

Active base plan required

MyJio app installed

No pending emergency data payments

Active user status

For free data: Hero Unlimited plan only

For loan: Regular eligibility

Varies by telecom circle

Check local availability first

Active for 60+ days (some circles)

Simply try the USSD code or app - you'll get a clear message if you're not eligible.